WEALTH PLANNING TOOL
SIP vs Lumpsum Calculator
Compare the estimated growth of a regular SIP with a one-time lumpsum investment.
₹10,000
₹500
₹2 Lakh
₹12,00,000
₹10,000
₹5 Crore
10 Years
1 Year
40 Years
12%
1%
20%
Comparison basis:
The SIP amount is invested monthly for the selected period.
The lumpsum amount is invested at the beginning of the period.
SIP
Total Invested
₹12,00,000
Estimated Returns
₹11,23,391
Estimated Future Value
₹23,23,391
Lumpsum
Total Invested
₹12,00,000
Estimated Returns
₹25,27,359
Estimated Future Value
₹37,27,359
Estimated Future Value Comparison
SIP
₹23.23 Lakh
Lumpsum
₹37.27 Lakh
Comparison Result
Not sure which approach suits your goals?
Speak with our financial advisor to understand your investment options.
📞 Talk to Our AdvisorDisclaimer: This calculator provides illustrative estimates based on assumptions entered by the user. Actual mutual fund returns are market linked and may vary. Returns shown are neither assured nor guaranteed. This calculator is for educational purposes only and does not constitute investment advice. Mutual fund investments are subject to market risks. Please read all scheme related documents carefully.